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Are Home Warranties Worth it?

According to a  Forbes Home survey  of 1,000 homeowners conducted in 2023, nearly 70% thought that their current home warranty coverage was worth the price. With over 23% agreeing that their policy saves them an average of  $200 to $300 per repair . Home warranties offer several potential benefits to homeowners, providing them with peace of mind and financial protection against unexpected expenses related to home maintenance and repairs. Here are some of the key benefits of home warranties 1.  ** Homes with Warranties can SELL 11% to 50% FASTER ** than homes without warranties. This range is relatively broad because the effect of a warranty on selling speed varies significantly depending on the local real estate market conditions, the specific features of the home, and the preferences of potential buyers. In a competitive real estate market where buyers are looking for added assurances and peace of mind, offering a home warranty as part of the sale can make the property more attractiv
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Does a Matching 401K compare with the benefits of MLM?

 When you retire what will you remember the most? After my first retirement from MLM, my fondest memories were accidentally giving an entire third world village shoes, knowing we dropped $50,000 like it was spare change to get brain surgery for a DL's mother, it was the reuniting of brothers and it was life flighting special formula in to save a newborn for the child of a grocery store attendant in Costa Rica. Would I trade all that for a 401K?  Not in a hundred years. The power of network marketing isn't in the giant paychecks but in the community. It is a culture of self development, a culture of friendship, a culture of helping others. I have been so blessed to make friends all over the country. Ben Newcomb drove 5 hours one way to help me when Alex's vehicle broke down on our way back from picking up his abducted daughter. When I was pregnant Rhonda Hines sent tea for my nausea. Thousands offered me incredible emotional support throughout my ten year divorce from David

End the Gender War Already!

In a world often characterized by gender conflicts, it's time to shift our perspective. Instead of viewing men and women as opposing forces, let's recognize the immense potential for unity and collaboration between the sexes. It's time to end the gender war and embrace the idea that men and women are not opposites but complementary forces that when combined leads to amazing results such as better health, better finances and nirvana at home. While the notion men and women are fundamentally different and destined to clash is deeply ingrained in our culture, from childhood as well as from traditional gender roles and stereotypes perpetuated by media and society, we don't have to participate in war. It's time for us to start calling home the soldiers and bury the bitterness.  To do that we need to laugh, joke, empathize, validate, acknowledge individual strengths regardless of gender, practice gratitude, communicate with love even when we disagree and accept each other&

Time to get Summer Sexy!!!

 Spring is here! Awe! I love the heat, the sun, the bikinis and the broad chests and six-eight packs of abs! What I hate stubborn stocking stuffer cellulite, christmas cookie cankles, and a tummy full of jelly. While some fat can be fabulous, a lot is not healthy. Let's spring into fitness together!  My favorite products for getting summer sexy in the spring! Right after I shower for a boost of energy and to firm up my thighs while I'm still wet and dripping... I rub on a bit of fabgirl firm! It works like a gentle jack hammer! Cellulite disappears in days without exercise but this gives me the energy I need to increase my workout too! For my belly and bum, and for my arms to look defined a coffee cream helps me get the body of my dreams! Antiaging and delicious smelling! For on the go and to remember the names of each hottie that hits on me when I'm catching rays by the lake a source of antioxidents to boost the brain, keep cancer and skin damage at bay, these bars are so

A Girl Can Dream, Right?

Preparing for the cruise, a whirlwind of excitement and anticipation courses through my veins. Amidst sapphire waves and ocean skies, I'm eager to meet with my teammates, especially one sexy beast I've been mentoring late at night, a little too often.  A single man secure enough in his masculinity to be sponsored by a woman he'd never met, it was more likely I'd win the lottery but it happened!  Men that secure, are  as rare as a million dollars popping out of thin air!  Finding one man who would just listen to my dream let alone believe in it and share it, up until him has been impossible... yeah I'm ready to go past first base and then some! As I finish packing, I can't help but indulge in a few tantalizing semi erotic fantasies. From our first conversation, strategizing his path to success, I was completely intoxicated by him. After months of working together, I'm still feeling an  undeniable connection that has nothing to do with business. His confidence

Diversify Your Income

Stocks pay dividends and royalties just for owning shares, if you own an apartment building you get paid the rent. If you blog like me, you get affiliate commissions when people buy from your links.  I'm going to say something here a lot of people will disagree with, Multi Level Marketing (MLM) is just another way to diversify your income, like collecting gold coins.   Some people devote their lives to it, because it is a culture of motivation and self development and they get sucked in, treating it like a cult, some even lose their sense of reality and worship the leaders of these businesses, something I've seen first hand in very disturbing ways. Other people think MLM is dishonest, or a scam or it doesn't work.  Well working a job where you can be let go of without notice for any reason from downsizing the company, to being five minutes late, just before you're about to get your pension, those are the real scams. I've met more than a few elderly who had that happ

My Why!

It is a freezing December night, the wind claws at my back, snow and ice crunch beneath my boots. I just want to get home and burrow into the warmth of my electric blanket. A  sense of unease settles in the pit of my stomach as I cross the desolate parking lot. My heart sinks. Shattered glass litters the dark pavement sparkling like scattered blood diamonds deceptiveky beautiful and all too threatening in the dim glow of streetlights. Slashed tires slump aginst unforgiving concrete.There's no hope of escape. Memories flash through my mind of another time I was stranded. Waking up in a pool of blood. Calling every one in my contacts but they were all too busy to help or didn't answer.  Fear clenches in my stomach, nausea burns my throat. I can't go through that again!  But this time is different. This time, I know who to call . I take a deep breathe, gathering my strength, reminding myself why it will be okay. With numb fingers and a shaking hand I press send my